SIP Calculator
Project daily SIP, monthly SIP, and lump-sum growth.
Estimate invested amount, projected returns, and maturity value using documented compounding assumptions. Returns are not guaranteed.
Result summary
Enter investment values.
Projected maturity value, invested amount, and estimated returns appear after calculation.
Estimated maturity value
SIP and lump-sum
Monthly or daily SIP adds contributions over time. Lump-sum invests one amount at the start and compounds it by selected frequency.
Daily convention
Daily SIP uses effective daily rate: (1 + annual return)^(1/365) - 1. Months use 365/12 day convention.
Market risk
Actual fund returns are market-based and do not accrue at a fixed daily or monthly rate. Estimated returns are not guaranteed.
Frequently asked questions
SIP answers explain projection assumptions.
What is SIP?
SIP means investing a fixed amount at a regular interval, such as monthly or daily.
Are returns guaranteed?
No. Results are projections using the expected annual return entered by you. Market returns vary.
How is daily SIP calculated?
Daily SIP uses an effective daily rate from annual return with a 365-day convention and 365/12 days for a month.
How is lump-sum different?
Lump-sum invests one initial amount and compounds it by the selected frequency.
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